BOAT CLAIMS FACTS IN THE STATE OF FLORIDA
Boating is a popular activity in Florida, offering residents and visitors numerous opportunities for recreation on its extensive waterways. However, with this popularity comes a significant number of boating accidents, leading to various insurance claims.
Frequency of Boating Accidents in Florida:
2022 Statistics: Florida experienced 735 boating accidents, resulting in 65 fatalities.
2021 Overview: The state reported over 800 recreational boats involved in accidents, with 751 deemed reportable. This occurred amidst a backdrop of over 1 million registered vessels in Florida.
2020 Overview: There was a 16% increase in boating accidents compared to the previous year, with 14 more fatalities. Falls overboard remained the leading type of fatal accident, with drowning being the primary cause of death. Nearly 90% of drowning victims were not wearing life jackets.
Common Causes of Boating Accidents:
Understanding the primary causes of boating accidents can aid in prevention and highlight the importance of comprehensive insurance coverage:
Fire and Explosion: 18% of marine insurance claims are attributed to fires and explosions.
Shipping Incidents: Collisions, sinkings, and similar events account for 17% of claims.
Damaged Goods: Issues related to handling and storage contribute to 12% of claims.
Machinery Breakdown: Mechanical failures, including engine issues, also make up 12% of claims.
Financial Implications of Boating Accidents:
While specific statewide data on the total financial impact of boating accidents is limited, individual incidents can lead to substantial losses.
How ICE Adjusters Can Assist:
At ICE Adjusters, we specialize in managing the complexities of boat insurance claims. Our services include:
Expert Guidance: We help you understand your boat insurance policy, ensuring you are aware of your coverage limits and any potential exclusions.
Comprehensive Documentation: Our team assists in thoroughly documenting all damages and losses, providing a solid foundation for your claim.
Claims Advocacy: We represent your interests, negotiating with insurance providers to secure fair and timely settlements.
Partnering with ICE Adjusters ensures your boating experiences remain enjoyable, knowing you have professional support to navigate the claims process should the need arise.
Data gathered from the following sources:
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Most of the people doesn’t check their coverage at the time of buying their insurance. This obviously represent a problem when a claim needs to be filed. If you have questions about your coverage please contact us and we will be happy to look at it for you!
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